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Profile photo of a State Farm Agent named: Terry Harper
State Farm® Insurance Agent

Terry Harper

Harper Insurance Agcy Inc

270 East Court Square
#PO Box 432
Franklin, GA 30217

Across the road from the Piggly Wiggly and Family Dollar in downtown Franklin.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
8:30am - 12pm
8:30am - 5pm
Call or text us 24 hours a day!


270 East Court Square
#PO Box 432
Franklin, GA 30217



Our office will be closed July 4th and 5th for Independence Day. Have a safe holiday! If you need to file a claim please call 8552598568.

My name is Terry Harper and I have been a State Farm agent in Franklin, GA since 1980. I love being an agent because I have the opportunity to serve my community. I enjoy having conversations with customers to review their insurance needs. It is important for my customers to know and understand their insurance coverages BEFORE they are needed. When an unknown life event occurs, I am able to provide comfort and support. At Harper Insurance Agency INC. We offer a variety of products including, but not limited to Auto, Home, Life, and supplement Health insurance. My team and myself are committed to treating our customers like family. Providing the highest quality of customer service. Please reach out for a quote today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Mutual Funds

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It is our commitment to excellence in customer service that sets us apart. In our office we use the "Golden Rule" and treat customers and potential customers how we want to be treated. We are here to develop strong relationships not just make a sale.

I have a great team. Combined we have over 140 years insurance experience. We are all customer satisfaction orientated. Our goal is to provide you with prompt, efficient, and knowledgeable service with every interaction. Call my team today, Keri, Nikki, Bayley, or Becky.

Keri Denney State Farm Agent Team Member

Keri Denney

Office Manager

My name is Keri Denney. I have been married for almost 30 years and have one son. I love to cook, and I'm always trying new recipes.

I started working for Terry, who is also my dad, in July 1995. My main focus as Office Manager is to be sure we are providing exceptional service to our customers. It is our goal to provide a positive experience whether in person, over the phone, or by email.

Nikki Rainey State Farm Agent Team Member

Nikki Rainey

Marketing Coordinator

Welcome to Terry Harper's State Farm Office. I am Nikki Rainey and I have been with Terry's Agency for 10 years. Before joining his team, I worked at another State Farm Agency for 18 years.

I enjoy helping our customers achieve their insurance goals, while also providing optimal customer service.

I am happily married to my closest friend. We have 2 grown human children and 3 fur babies. In addition, we've recently been blessed with our 1st grandchild.

In our spare time, we enjoy small home remodeling and landscaping projects, hanging out by the pool and spending time with our family and friends.

Bayley Williams State Farm Agent Team Member

Bayley Williams

Customer Service Representative

I have been working at Terry Harper State Farm for 2.5 years. I love helping customers with their insurance needs. I originally grew up in Heard County and graduated from Heard High in 2012. I enjoy camping, fishing, and riding four-wheelers with my husband and 2 kids. I look forward to helping you in the future.